Protect

The outdated captive-agent model limits your options. We don't.​

As an independent broker, we work with dozens of carriers instead of one, so you get coverage built around your life, not a one-size-fits-all policy. Home, auto, business, and everything in between.

Home & Property

Coverage for wherever you call home.

From a first condo to a high-value estate, we place coverage with carriers who specialize in your specific situation, including homes valued $1M–$8M, where standard carriers often fall short.

Homeowners & Dwelling

Standard and fire-specific policies for owner-occupied homes.

Condo, Townhome & Rental

Condo/townhome policies, plus landlord and tenant/renters coverage.

High-Value Homes

Specialty carriers for homes valued $1,000,000 – $8,000,000, a segment standard insurers rarely do well.

Seasonal & Mobile

Coverage built for seasonal dwelling, vacant properties, and mobile homes

Flood Insurance

Standard homeowners policies exclude flood – this FEMA-regulated coverage fills that gap, and may be required by your lender

Personal Articles

Extra protection for jewelry, firearms, and other valuables beyond standard policy limits.

Auto, Recreational & Marine

Coverage on the road, the water, and in the garage.

Why every client should consider an umbrella policy

An umbrella policy extends beyond the limits of your home and auto coverage. If a major lawsuit or claim exceeds your primary policy limits, umbrella coverage steps in, including continued legal representation, so you’re not paying out of pocket to keep defending a claim.

✓ Bodily Injury liability
✓ Property damage liability
✓ Personal liability (libel, slander, etc.)
✓ Legal representation & defense costs
✓ Rental property liability
✓ Millions in additional protection

Business Insurance

Insurance for your business, no matter what you do.

We coordinate with your legal and tax professionals so coverage integrates with the rest of your financial picture, including access to specialty markets for hard-to-place risks.

General Liability

Core protection against third-party bodily injury and property damage claims

Commercial Property

Coverage for your building, equipment, and business property.

Commercial Auto

Vehicles used for business operations, from a single company car to a fleet.

Workers' Compensation

Required coverage for employee injuries and related medical costs.

Cyber Liability

Protection against data breaches and cyber-related business losses.

Professional Liability

Errors & omissions coverage for the advice and services you provide.

Get Started

Let's find the right coverage.

Tell us what you’re protecting, and we’ll shop the market and bring back options in plain English.

Scroll To Top